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TheDealExperts blog consists of various articles and posts that discuss gaming, tech, shopping, finance, entertainment and more.

FICO Credit Score

FICO Updates

Leave a Comment / Finance /

It’s the number that bears your creditworthiness — your credit score.
And for tens of millions of Americans, their credit score is about to change.
First, some background — a Credit score is crucial for anyone seeking a loan.  Created and managed by FICO, credit scores attempt to put a number value on each potential borrower’s creditworthiness.  To determine a credit score, FICO measures payment history, outstanding debt, length of credit history, and credit utilization.  From this data, the company produces a score ranging from 300 to 850 — the higher the score, the more creditworthy the borrower.

FICO Updates Read More »

Finance Podcasts

Best Finance Podcasts

Leave a Comment / Making & Saving Money /

Whether you listen at the gym, in your car, or riding the subway, podcasts are a great way to pass the time while also learning something new.
One of the fastest-growing parts of the podcast industry is Business & Finance.  Need help with your personal finances?  There are podcasts for that.  Need to earn some extra income with a side gig?  There are podcasts for that, too.  But with so many to choose from, which one is right for you?

Best Finance Podcasts Read More »

Money Mistakes

Big Money Mistake Got You In A Bind? Here’s a Way Out

Leave a Comment / Making & Saving Money /

As my father always told me, “the best way to learn about money is to lose a lot of money.” While this is not advice I suggest people take literally, the wisdom is that through times of hardship, we become smarter and more resilient with time by learning from our mistakes. Whether you’ve lost a ton of cash or your debt is crushing you and your future financial prosperity, I can without a doubt tell you that you can pull yourself out of it, and you don’t need to buy anything in order to learn and apply this sage money wisdom.”

Big Money Mistake Got You In A Bind? Here’s a Way Out Read More »

Travel Insurance

Do I Need Travel Insurance?

Leave a Comment / Insurance /

Your bags are packed, you’ve dropped your furry friends at “doggy daycare”, and your neighbors have happily agreed to collect your mail when you’re gone.  
You’re all set for that trip of a lifetime. 
Then, it hits you — do I need insurance?
Ok — let’s be honest — you probably don’t think about that. For most people, insurance is not top of mind when there are delicious cocktails and sandy beaches only a plane ride away.

Do I Need Travel Insurance? Read More »

Personal Loans

Personal Loans

Loans /

When the economy is booming, job openings are plentiful, and wages are on the rise.
So why then are personal loans growing at such a rapid pace?
According to the consumer credit rating agency Equifax, personal loans in 2019 grew 10% from the year before.  Experian and Transunion — the two other major consumer credit rating agencies — agree; personal loans are growing at a double-digit pace.

Personal Loans Read More »

Emergency Rainy Day Funds

Where to put your emergency funds in a crisis

Leave a Comment / Making & Saving Money /

Now is the time to either freak out or take a sigh of relief when looking at your emergency savings. Reports from over the last couple of years have shown that 2 out of 3 Americans don’t have at least $1,000 dollars in savings. Now those who did not prepare are feeling the pain as we end the eleven-year bull market and face a very unpredictable recession.

Where to put your emergency funds in a crisis Read More »

Online Loans

The Pros And Cons Of An Online Loan

Leave a Comment / Loans /

If you’re in the market for a personal loan, you are not alone. The personal loan market has surged recently, with the total outstanding debt now over $156 billion. And if you are considering a personal loan, it should be clear that there are more lenders than ever before. Fintech startups, online banks, and traditional lenders are all vying for market share in this growing space.

The Pros And Cons Of An Online Loan Read More »

Amazon Walmart Coronavirus Covid-19

Which employers are stepping up to bat during this epidemic?

Leave a Comment / Business /

During times like these it can be very hard to focus on anything other than the negatives, especially since we are encountering a crisis that is impacting the health of thousands as well as the financial future of potentially millions. While many businesses throughout the country are at risk of massive furloughs and layoffs, and the stock market is playing the electric slide downward with everyone’s money, there are some massive employers stepping up in a big way to help retail and service industry employees who will be hit first as a result of this pandemic.

Which employers are stepping up to bat during this epidemic? Read More »

Working from Home on Computer

Side Gigs that Involve Simple Writing Skills

Leave a Comment / Making & Saving Money /

The beauty of the internet is that it is the ultimate leveling of the traditional market, meaning people of all skills have the ability to make ridiculous amounts of money online with nothing more than a good work ethic and a decent internet connection. Of all the ways to earn some good side-hustle money, basic reading and writing skills are probably all you need in order to start easily earning money online today!

Side Gigs that Involve Simple Writing Skills Read More »

Stop Investing Money

Is this crisis an excuse to stop saving?

Leave a Comment / Making & Saving Money /

It’s hard to go anywhere or listen to anything right now and not hear of the terrible wave of financial chaos sweeping across the country. From thousands of hard-working Americans being put out of work due to the threat of the Coronavirus or companies scrambling because of panic selling at the stock market, these Wall Street woes alone are making millions of Americans question as to whether they should put long-term investing towards their retirement aside in order to take care of the uncertain short-term challenges, or continue to be disciplined in their finances.

Is this crisis an excuse to stop saving? Read More »

Money Saving Tips

Laid off? Take these steps to protect yourself

Leave a Comment / Making & Saving Money /

By the time you read this, almost 6.6 million Americans will have filed for unemployment benefits. This number is larger than that of those on unemployment during the midst of the 2008 financial crisis, and now, after four years of low unemployment and a bull market, even people in relatively secure jobs are uncertain as to what the future holds. For some people reading this, even maybe you, the fears of losing your job has become a reality.

Laid off? Take these steps to protect yourself Read More »

YouTube Finance Channel

Five YouTube Channels To Kick Your Finances Into Gear

Leave a Comment / Finance /

If you don’t have time to read a book line by line and you just don’t really seem to pay attention to an entire podcast, the wonderful viral world of YouTube is packed to the brim with some of the best financial education and informative channels you can find from content creators around the world. Whether you’re going to be the next Wolf of Wall Street, an extreme financial minimalist, or you just want to educate yourself on some basic financial literacy, here are the top five channels we’ve selected to help you find something beneficial to add to your playlist.

Five YouTube Channels To Kick Your Finances Into Gear Read More »

MoneyWiz Budget App

The App You Need to Budget During a Crisis

Leave a Comment / Making & Saving Money, Tech /

Millions of Americans woke up to a nightmare when they woke up to a global health pandemic and financial crisis. Overnight, hundreds of thousands of American workers were either furloughed or laid off entirely because of the looming threat of the invisible enemy, COVID-19. What’s worse is that this crisis has exposed that many Americans were simply living off borrowed time financially, meaning that they had little to no savings or investments to prepare for an emergency like the one we are facing.

The App You Need to Budget During a Crisis Read More »

Mobile Gaming

5 Perfect Games for that #QuarantineLife

Gaming /

I’ll never understand the lingo and mindset of the younger generation, but the top trending #QuarantineLife has shown that in times of crisis where you’re literally told to sit on your couch and not leave your house, even in our day and age, people get bored extremely fast. Forget about the wonderful world of the internet, streaming movies, reading a book, things that people even ten years ago people would be jealous of, people still are finding reasons to complain.

5 Perfect Games for that #QuarantineLife Read More »

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