Credit Cards

As anyone who has been recently looking at credit cards knows, there are many different options out there. There’s so much variation with the amounts of cashback you get, the stores where you get the most cashback, and even how frequently you can cash out your cashback! Cash back credit cards are, arguably, one of the most competitive sectors in the industry. Each company is consistently trying to outdo the other! As a consumer, though, all you care about is getting the best deal. You want the card is going to give you the most cash back on your purchases. Fortunately, despite the countless cards on the market now, picking the best cash back credit card is easier than it looks. Here’s everything you need to know to snag the perfect deal!

Store credit cards have grown significantly in popularity. During the earliest days of retail, store credit was all that existed. Shopkeepers would keep tabs open for people, and customers could spend up to a specific limit with the store owner. If the customer didn’t pay it back, the owner would either refuse them more business or sue them. Then, the idea of a single card that multiple merchants could use came from the Diners Club card’s invention back in the 1950s. Now, as retailers look to compete fiercely for customers in today’s age, we’re going back to companies offering store credit cards deals as incentives to shop with them. A retailer can offer more cash back opportunities and other perks for shopping with them than a third-party credit card can. In theory, this idea is fantastic. The customer saves money, gets the financing they need, and the retailer gets the sale and brand loyalty. At TheDealExperts, we’re always looking out for the top deals to help you save where you can. We evaluate each card to see if it’s worth applying for or if another card might be better!

It's happening more and more. You receive a letter or an email notifying you that you've been pre-approved for an increase in your credit line. But you didn't ask for an increase; it was just offered to you -- out of the blue. What's going on here?